All US stocks

The whole US stock market, nothing else. The long-run growth benchmark.

What it holds

AssetShare
US stocks, whole market100%

How it did, 1926-07 to 2026-09

7.2%
Per year after inflation (10.4% before)
18.4%
Volatility
-79%
Worst drop, 1929 to 1932
2.89%
Safe withdrawal rate over 30 years, 3.32% over 20

Best and worst calendar years

BestReturn
1933+56.8%
1954+50.3%
1935+45.0%
1958+45.0%
1928+39.1%
WorstReturn
1931−43.8%
2008−36.7%
1937−34.7%
1930−28.7%
1974−27.8%

Open in the backtest tool Test a withdrawal rate

US dollars, rebalanced yearly, before tax and fund costs. Past results are not a promise about the future, and nothing here is investment advice.