Barbell 90/10
Inspired by Nassim Taleb’s barbell idea: 90% in Treasury bills and 10% in risky small value stocks.
What it holds
| Asset | Share |
|---|---|
| US Treasury bills | 90% |
| US small value stocks | 10% |
How it did, 1926-07 to 2026-09
1.9%
Per year after inflation (4.9% before)
3.8%
Volatility
-28%
Worst drop, 1937 to 1948
2.88%
Safe withdrawal rate over 30 years, 4.15% over 20
Best and worst calendar years
| Best | Return |
|---|---|
| 1933 | +28.2% |
| 1981 | +15.2% |
| 1983 | +13.7% |
| 1982 | +13.6% |
| 1943 | +13.3% |
| Worst | Return |
|---|---|
| 1937 | −5.7% |
| 1931 | −4.2% |
| 1930 | −2.4% |
| 2008 | −2.0% |
| 1940 | −1.3% |
Open in the backtest tool Test a withdrawal rate
US dollars, rebalanced yearly, before tax and fund costs. Past results are not a promise about the future, and nothing here is investment advice.