Stocks and gold 80/20
The US stock market with a fifth in gold.
What it holds
| Asset | Share |
|---|---|
| US stocks, whole market | 80% |
| Gold | 20% |
How it did, 1926-07 to 2026-09
6.9%
Per year after inflation (10.1% before)
14.9%
Volatility
-65%
Worst drop, 1929 to 1932
4.04%
Safe withdrawal rate over 30 years, 4.81% over 20
Best and worst calendar years
| Best | Return |
|---|---|
| 1933 | +53.7% |
| 1979 | +41.1% |
| 1954 | +39.8% |
| 1935 | +35.6% |
| 1958 | +35.0% |
| Worst | Return |
|---|---|
| 1931 | −37.9% |
| 2008 | −29.1% |
| 1937 | −28.4% |
| 1930 | −23.0% |
| 2022 | −16.1% |
Open in the backtest tool Test a withdrawal rate
US dollars, rebalanced yearly, before tax and fund costs. Past results are not a promise about the future, and nothing here is investment advice.