Mintos insight january 2024: a look at 2023 highlights

Welcome to the January 2024 issue of Mintos Insight, where we focus on the latest financial updates shaping the landscape. In our first Mintos Insight of the year, we review the performance of major asset classes in 2023 and reflect on our year at Mintos. 

For more detailed coverage over the last year, check out our 2023 editions of Mintos Insight.

A year of transformation

2023 was an exciting year for us. 

One of the key highlights for us was the introduction of Fractional Bonds. We launched this product to democratize bond investments, making them more accessible for a wider range of retail investors. These bonds allow investors to buy portions of larger assets, previously unattainable due to high minimum investment requirements. With a starting point of just €50, Fractional Bonds opened up opportunities for regular income streams and portfolio diversification with more modest investments. 

Further broadening our offerings, we also introduced Mintos Core ETF. This move was aimed at facilitating long-term, diversified investments without the burden of commissions. These ETF portfolios, featuring reputable providers, are tailored to suit varying risk appetites, enabling investors to align their investment strategies with their financial goals more effectively. 

2023 also saw a significant rise in investments in loans on our platform. By December, the total investments in Notes reached €113.7 million, marking the most substantial