YNAB 4 vs nYNAB vs Excel: Why I Came Back to YNAB (2026 Update) (opens Fight to FIRE)
I quit YNAB in 2021 because it barely talked to Belgian banks. In 2026 I'm back, with two kids, a freelance income and a homemade tool for my credit cards.
Fight to FIRE
EN English · FIRE and independence, Tax and pensions · This month
The Three Bills That Blindsided Me as a Belgian Freelancer (opens Fight to FIRE)
The INASTI catch-up, the month you get sick, and the tax timing gap. Three bills every new Belgian freelancer meets eventually. This is what they actually feel like when they arrive.
Freelancer Market Volatility: How to Stay Calm When Both Go Wrong (opens Fight to FIRE)
Freelancer market volatility hits differently when your pipeline is also uncertain. An honest look at how I handle both as a Belgian IT freelancer.